Guides

Business finance guides

Clear, in-depth guides to help you understand your options and make confident funding decisions.

Unsecured Business Loans

Everything you need to know about borrowing without security — eligibility, rates, terms and lenders.

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Loans for Startups

Funding routes for new and early-stage businesses, even with limited trading history.

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Loans for Sole Traders

How self-employed and sole-trader businesses can access unsecured funding.

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Loans with Bad Credit

Your options for business funding when your credit history isn’t perfect.

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Merchant Cash Advance Explained

How card-based funding works, what it costs, and when it’s the right choice.

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MCA for Retail & E-commerce

Tailored guidance for shops and online sellers using card-based finance.

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Growth Guarantee Scheme

A complete guide to the government-backed scheme and how to apply.

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GGS Eligibility

Check whether your business qualifies for the Growth Guarantee Scheme.

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UK Business Grants

Discover government grants available to UK SMEs and how to access them.

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Keyman Protection

How key person insurance protects your business from the loss of vital people.

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Secured vs Unsecured

The pros and cons of each approach, side by side.

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MCA vs Business Loan

Which type of funding is right for your situation?

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